Regular Shares	RATE = 0.10%	APY= 0.10%
Share Drafts	RATE = 0.10%	APY= 0.10%
Christmas Club	RATE = 0.40%	APY= 0.40%
Retirement Accounts	RATE = 0.50%	APY= 0.50%

Rates may change at any time.
APY = Annual Percentage Yield
Detail account disclosures and fee schedules are available from the Credit Union office

Loan Rates:

NEW AUTO	APR = 3.00%	6 Year Repayment
	APR = 1.50%	5 Year Repayment
	APR = 1.00%	4 Year Repayment
USED AUTO	APR = 2.00%	5 Year Repayment
PRIME USED AUTO	APR = 5.50%	4 Year Repayment
MOTORCYCLE LOANS	APR = 6.50%	5 Year Repayment
SHARE SECURED	APR = 2.10%	Maximum 10 Year Repayment
SIGNATURE	APR = 6.00%	$5,000.00 Maximum with a 4-Year Repayment
SIGNATURE SPECIAL	APR = 3.50%	$2,000.00 Maximum with a 18 month Repayment
PLEDGED LOAN	APR = 11.00%	$1,000.00 Maximum with a 8 month Repayment

*All loans are subject to qualifications
APR = Annual Percentage Rate
Credit disability and credit life insurance coverage is available on any loan program
.25% rate discount on any electric or hybrid vehicle financed
$2,000 signature loan at 00% available with any vehicle loan refinanced with us