Regular Shares	RATE = 0.40%	APY= 0.40%
Share Drafts	RATE = .25%	APY= .25%
Christmas Club	RATE = 0.60%	APY= 0.60%
Retirement Accounts	RATE = 1.00%	APY= 1.01%

Rates may change at any time.
APY = Annual Percentage Yield
Detail account disclosures and fee schedules are available from the Credit Union office

Loan Rates:

NEW AUTO	APR = 4.25%	6 Year Repayment
	APR = 3.25%	5 Year Repayment
	APR = 2.25%	4 Year Repayment
USED AUTO	APR = 3.90%	5 Year Repayment
PRIME USED AUTO	APR = 5.99%	4 Year Repayment
MOTORCYCLE LOANS	APR = 7.99%	5 Year Repayment
SHARE SECURED	APR = 3.25%	Maximum 10 Year Repayment
SIGNATURE	APR = 6.99%	$5,000.00 Maximum with a 4-Year Repayment
SIGNATURE SPECIAL	APR = 3.99%	$2,000.00 Maximum with a 18 month Repayment
PLEDGED LOAN	APR = 11.00%	$1,000.00 Maximum with a 8 month Repayment

*All loans are subject to qualifications
APR = Annual Percentage Rate
Credit disability and credit life insurance coverage is available on any loan program